As the name suggests, a Green Energy Bond (“green bond”) is a fixed income instrument that is earmarked for climate and environmental projects, typically issued by a corporation or government agency. Green bonds function similarly to traditional bonds, except the funds are publicly slated for sustainability-focused uses, which are formalized in a “framework” developed by the issuer.
Career Impact Bonds are a subcategory of social impact bonds in which people who face barriers to education and employment (such as low income, a criminal background, and immigration status) receive access to industry-recognized career training.
With the dramatic increase of attention around ESG and similar investing approaches, more and more products are becoming available to those seeking financial returns, as well as social or environmental outcomes. Although the vast majority of these products are equity-based (stocks and mutual funds), there is an increasing number of investors looking for equally impactful investments in fixed income. For most, Community Investment Notes may be the answer.
When it comes to investing for retirement, there’s no such thing as starting too early.
If you are turning 65 today, the odds are that you will live until you are at least 84. Those special birthdays are great news for
If you are in a situation where you just received a new job (Congrats!) and are in a rare situation where your employer provides both
Retiring well and enjoying your golden years requires a lot more than just qualifying for Social Security. Social Security’s average retirement payment is only $1,503 a month, and that can leave a big gap between your monthly living expenses and the money that Social Security provides.
The odds are that if you are approaching retirement, a question you keep asking yourself is how will you cover nursing home or home care expenses. Long-term care insurance helps you make sure that you can afford one of the largest expenses a retired person may face- without burdening your children or spending their inheritance when the time comes. Still, millions of Americans skip long-term care insurance because of the cost associated with the plans…
2020 is the year of “out with the old, in with the new.” That is particularly true in the world of retirement planning. The old, canned advice was for retirees and people nearing retirement to gradually transition away from stocks and towards an increasingly bond-heavy portfolio.
Seniors retiring into the COVID-19 economy are finding newfound appreciation for their monthly Social Security checks. The program that provides direct monthly payments to retirees is probably the most popular and successful government program in American history.
