News & Blog

Planning

Enough is Enough! When to Stop Working and Enjoy Retirement!

Retiring well and enjoying your golden years requires a lot more than just qualifying for Social Security. Social Security’s average retirement payment is only $1,503 a month, and that can leave a big gap between your monthly living expenses and the money that Social Security provides.

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Planning

Long-Term Care Insurance- Is It Worth the Hefty Cost?

The odds are that if you are approaching retirement, a question you keep asking yourself is how will you cover nursing home or home care expenses. Long-term care insurance helps you make sure that you can afford one of the largest expenses a retired person may face- without burdening your children or spending their inheritance when the time comes. Still, millions of Americans skip long-term care insurance because of the cost associated with the plans…

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Planning

Bonds – New Rules for Traditional Retirement Investments

2020 is the year of “out with the old, in with the new.” That is particularly true in the world of retirement planning. The old, canned advice was for retirees and people nearing retirement to gradually transition away from stocks and towards an increasingly bond-heavy portfolio.

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Finance

Orchestrating Your Retirement Accounts

An orchestra is merely a collection of instruments, each creating a unique sound. It is only when a conductor leads them that they produce the beautiful music imagined by the composer. The same can be said about your retirement strategy.

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Planning

Making the Transition to an Assisted Living

You’ve lived a robust life; you’ve been independent. But now you’re at a point in life when you need a little help. You need some assistance with living. So, you’re thinking of making a transition to assisted living, to a comfortable and affordable facility that will suit your needs and desires. But you’re a little nervous. You’re not sure how to do it. And you’re not sure where to go. This scenario may apply to a parent, a relative, or a friend. And you want to help. Here are five tips to get you moving and to ease the transition for yourself or for a love one…

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Planning

Understanding the SECURE ACT: 4 Things You Need to Know

The SECURE Act (or “Setting Every Community Up for Retirement Enhancement Act”) was passed at the end of 2019, with most provisions going into effect on January 1, 2020. It’s not often that such sweeping legislation is passed, and while it’s not a massive upheaval, the new rules are expected to cause changes to some retirement strategies. For others, new opportunities may be revealed…

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