College tuition is a lot more expensive than it was just a few decades ago. Families around the country appreciate that earning a degree without massive student loan debt is a feat that takes years of planning and diligent saving. The reality that college cost increases outpaced inflation over the past several decades is not lost on parents or grandparents with college-aged children….
With the dramatic increase of attention around ESG and similar investing approaches, more and more products are becoming available to those seeking financial returns, as well as social or environmental outcomes. Although the vast majority of these products are equity-based (stocks and mutual funds), there is an increasing number of investors looking for equally impactful investments in fixed income. For most, Community Investment Notes may be the answer.
The odds are that your idea of a good time does not include shopping for life insurance. As depressing as thinking about your death may be, studies show that everyone dies! Life insurance is a great way to make sure that you leave a legacy, rather than a burden to the people you love. Deciding whether a cash value policy or a term life policy best suits your needs is the first meaningful decision you will need to make when shopping for life insurance plans. If you find yourself stuck in the middle of this debate, here are some things to consider.
When it comes to investing for retirement, there’s no such thing as starting too early.
If you are turning 65 today, the odds are that you will live until you are at least 84. Those special birthdays are great news for
If you are in a situation where you just received a new job (Congrats!) and are in a rare situation where your employer provides both
Retiring well and enjoying your golden years requires a lot more than just qualifying for Social Security. Social Security’s average retirement payment is only $1,503 a month, and that can leave a big gap between your monthly living expenses and the money that Social Security provides.
There is one thing that is becoming as certain as death and taxes; that is, the cost of a college education is growing fast in the United States. Thus, it is never too early to begin saving for your child of grandchild’s college.